CoverRight has established various referral arrangements with unaffiliated third-party investment advisors. CoverRight may provide multiple investment advisor matches, allowing users to be referred to up to three investment advisors from which compensation can be received, depending on whether the compensation is based on lead generation or retention of a user. These arrangements create conflicts of interests as CoverRight has a financial incentive to recommend these advisors over other equally suitable options. Moreover, CoverRight has a financial incentive to provide users with multiple matches. However, users are not required to use this feature and must opt for additional matches. CoverRight does not evaluate advisors strategies, performance, or monitor their ongoing activities. CoverRight’s role is limited to making referrals. Users are strongly encouraged to review disclosure documents and other information provided by the recommended advisors before making decisions. If a user cannot be matched due to minimum asset requirements, they may be referred to a non-registered financial planning service provider.